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Feb 28, 2021

In this episode we talk about the highly practical topic of health insurance in China with Sihao Kuo, a health insurance consultant at Pacific Prime. Living abroad means being away from your home country’s comforts, taxes, and high standard healthcare system, so expats in China typically find their own means to secure health coverage. We dissect the ins and outs of health insurance coverage in China and why private health insurance is a popular choice among foreigners.

Show Notes:

  • Why should someone consider purchasing private health insurance coverage? What about the “standard” health insurance offered by your Chinese employer?
  • Sihao explains what a health insurance consultant is and how he is different from a health insurer.
  • Varying levels of coverage, and why the average health insurance is typically only limited to grave accidents.
  • Standards of healthcare providers in China, and why most foreigners prefer private and international hospitals and clinics.
  • What are deductibles?
  • What is the difference between inpatient and outpatient?
  • Typical price range of private health insurance plans.
  • Sihao’s passion project in Shanghai, “Temporary Humans” - a community for obstacle course running (e.g. Spartan Race).

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